“AI at Scale in Enterprise Systems: Cloud-Native Architectures Cybersecurity Predictive Analytics and Intelligent Automation across Banking Retail Healthcare and Payments”. International Journal of Research and Applied Innovations 6, no. 5 (September 25, 2023): 9527–9533. Accessed February 7, 2026. https://www.ijrai.org/index.php/ijrai/article/view/323.